Directors and Officers Liability

Protecting your leaders means protecting your business.

Directors and Officers (D&O) insurance provides financial protection for company directors, officers, and senior executives against claims arising from acts they are alleged to have committed whilst managing the company. It covers cost the cost of legal defence, settlements, and judgements that may result from lawsuits brought by shareholders, employees, regulators, or other stakeholders.

D&O insurance is typically divided into three key components:

• Side A – Protects individual directors and officers where they have not been indemnified by the company. Typically no retention applies to these claims.
• Side B – Reimburses the company when it indemnifies its directors and officers for covered claims. Retention to apply.
• Side C – Covers the company itself for claims brought against it, but only in respect of securities claims.

Whether you’re a growing startup, non-profit, or established corporation, D&O insurance provides essential protection that supports confident decision-making and long-term stability.